How Does a Family Travel Plan Help in Planning Your Foreign Trip?

As someone rightly said, travelling is the only thing you buy that can make you richer. Travelling with one’s family, especially when young, can lead to making lifelong memories and sharing life-changing adventures with the closest ones in life. To ensure that the family trip happens safely and without any mishaps, one must take appropriate measures before the commencement of the trip.

One such measure is buying travel insurance. If your family experiences any unfortunate situation, this plan can assist you financially so that the travel budget stays protected.

  • Financial protection against medical emergencies

If you or your loved ones suffer from any medical emergency, then getting treatment for the same will incur extremely hefty costs. This is especially true if you are travelling to developed countries such as the USA, Canada, the UK, France, Portugal, Germany, and so on. A travel insurance plan provides coverage during such situations. Not only are the medical expenses covered, but the costs incurred for emergency medical evacuation are also taken care of.

This kind of coverage is vital if the travelers are over 60 years of age, as they are more prone to health issues. You can even look for travel insurance for senior citizens for better coverage. *

  • Loss of baggage and passport financially covered

Even though you may take steps to protect the two most important items in any foreign travel plan, the truth is that baggage and passports remain the two most commonly lost items during travel. Therefore, a travel insurance plan that covers these two is important to have.

In the event of the loss of checked-in baggage, the insurer recompenses you for the valuables lost with the baggage. In case the passport is lost, the expenses of getting a new, temporary one made are borne by the insurer. *

  • Coverage against curtailment and cancellation of the trip

A travel insurance plan will reimburse you for the ticket expenses if an unfortunate event leads you and your family to have to cancel or curtail the trip. This is applicable not just to international flights. If you have domestic travel insurance, then domestic flight tickets are recompensed by the insurer. *

  • Financial protection against personal liabilities

Imagine you are in a fancy souvenir shop looking at items to take back home when an expensive souvenir in your daughter’s hand falls to the floor and breaks beyond repair. Even though the event may have occurred incidentally, there is a high chance that the shop owner is going to ask you to pay for the damages. A travel insurance plan can help you get out of such a sticky situation by taking care of the liabilities you owe. *

  • Coverage against theft and loss of credit card

If you lose your credit card or it gets stolen in a foreign land, then a family travel insurance plan can go a long way in helping you in the situation. You would have to inform the insurance company about the loss or theft, and you would be provided with an emergency cash advance. Do remember to contact your credit card provider as well. *

* Standard T&C Apply

Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.

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